All That You Need To Know About RuPay Debit Card

You must be well familiar with Mastercard and Visa the two American Companies widely accepted in over 200 countries. Mastercard and Visa are involved in processing payments between the card issuing banks and the banks of merchants.

If you just hold the debit card or credit card in your hand and take a close look, you will see Mastercard and Visa written on it. Every time you swipe your card at a POS, Mastercard and Visa make some money.

1. What is RuPay?

RuPay is India’s very own domestic payment network built on the lines of International payment networks like MasterCard, Visa, Diner’s Club and American Express.

RuPay collaborates with over 600 International, regional and local banks across India. Take a look at the 10 core promoter banks of RuPay which are SBI, PNB, Canara Bank, BOB, UBI, BOI, ICICI Bank, HDFC Bank, Citibank and HSBC.

RuPay is a product of NPCI and helps RBI and Indian Bank Association (IBA) create a secure electronic payment and settlement system in India.

RuPay serves a very important purpose. It promotes financial inclusion in India. It aids cashless transactions as India aims to become a less cash economy.

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How To Apply For Driving License Online?

People of all ages love to ride a bike or drive a car. They prefer to be independent and be able to travel from one point to another, without depending on others. Though cabs and public transport have improved a lot in the last decade, people prefer their own transport. Learning to drive is the first step, and applying for a driving license is very important, if you want to drive on Indian roads.

How To Apply For Driving License Online/Offline?

Yes, you can go ahead and submit your application for a driving license online. All you have to do is visit the Sarathi website of the Ministry of Road Transport and Highways and follow the steps given below.

• Visit the Sarathi website of the Ministry of Road Transport and Highways.
• On your left hand side, you will see options under “Driving Licence”.
• Choose the “Apply Online” option and from the drop down choose “New Driving Licence”.
• You will now see instructions for submitting your driving license application form. Please read the instructions carefully and click on the “Continue” button to proceed.
• Once you click on the “Continue” button, you will be asked if you are holding a Learner’s Licence, a Foreign DL, or a Defense Licence. Tick the appropriate box and proceed.
• Based on your selection, you will be asked for the Learner’s Licence Number/Foreign DL Number/ Defense Licence Number.
• You will also be asked to enter your date of birth in DDMMYYYY format.
• Once you fill the information, please click on “OK”.
• In this form, you will be asked to fill up your personal details like name, age, and address.
• Once you click on all the relevant details, you will be asked to upload all the supporting documents like address proof, age proof, and identity proof.
• You may be asked to upload a passport size photograph and your signature. Please keep the scanned copies for the same ready.
• Once you have uploaded all the documents, you will be asked to choose the timing for your DL appointment. Please select the date and the time when you will be available to go directly to the RTO and appear for your DL test.
• Once you make the payment for the submission of the driving license application form, your application will be successfully sent to the RTO.
• On the day of the appointment, make sure you reach a few minutes early and give your test.

The section is to be signed in the presence of the Licensing Authority by the parent/guardian. On completion of the form and after reviewing the information, the applicant can submit the form online by clicking on the 'Submit' button at the end of the form. On submission, an auto-generated Web Application Number will appear on the screen. Note the number for future reference and to check the status of the application.

Read More | https://indianmoney.com/articles/how-to-apply-for-driving-license-online

MultiBagger Baahubali Stocks To Buy

The stock markets are falling. Just a few days ago, 1 Dollar was equal to Rs 69. Over 120 Stocks hit 52-week lows on the NSE. The stock markets are in the red. Investors are in a panic and selling shares in a hurry. You are tempted to head for the exit….But should you?

No, you must definitely not sell shares and head for the exit. This is the right time to buy and not to sell. This is the time to buy Baahubali Stocks.

MultiBagger Baahubali Stocks To Buy

1. What are Baahubali Stocks?

What is fundamental analysis? Fundamental analysis may sound complex, but it’s actually really simple. You try to find the intrinsic value (the true value of the share and not its market value). You use economical, financial and other qualitative and quantitative factors to make value purchases.Baahubali stocks are stocks of very good Companies, available at much lower prices. This is also called value investing. Value investing is a process which involves buying shares which are underpriced using the techniques of Fundamental Analysis.

2. Why pick Baahubali stocks?

Baahubali is all about power. Power to withstand any calamity or trouble, and bounce back in style. Baahubali is unfazed by any problems that come his way.

In much the same way, you must pick Baahubali stocks. Baahubali stocks are stocks of large-cap Companies with good fundamentals. These stocks fall down for no fault of theirs, when stocks markets are crashing due to Macroeconomic factors like rise in interest rates or rupee crashing against the Dollar.

What do you understand by this? This is the time for you to purchase these blue chip stocks and stocks of large-caps, available at low prices. These are your Baahubali stocks.

When the stock markets bounce back and trust me they will, you can sell these shares and make a lot of money.

3. Techniques to pick up Baahubali stocks

 

Be Patient:

You need to be very patient when picking up Baahubali stocks. Don’t expect returns in a hurry. Even though Baahubali lost the throne, the fiery flame to regain what was rightfully his, never died down.

When the stock markets crash (as they have now), seize the moment. This is the right time to grab good stocks at a low price.

Wait for your time:

Baahubali was forced to give up the throne and a life of luxury and run to the forest. But, the price paid was worth it. The same holds true when you buy Baahubali stocks.

You have to wait for the right time to buy; otherwise you will be paying a very high price for them. When stock markets crash, the price of Baahubali stocks may fall and this is the time to seize the moment, and buy the Baahubali stocks.

SEE ALSO: Life Insurance: 5 Steps To Choosing The Right Insurer

Shed the herd mentality

You must have seen how sheep follow the herd and run over the cliff. This is what most investors do when stock markets crash. They sell all the shares, (many of them good ones at dirt cheap prices). Yes, they sell Baahubali stocks, cheap.

This is the time you (the smart investor), waits for. This is the time you jump in and buy the Baahubali stocks.

How to buy Baahubali stocks?

Well, it’s simple really. You go for the top of the block. You pick shares of Companies which are market leaders when their prices really fall, say due to Macroeconomic conditions.

Oil prices are going up. Oil prices went well past $75 Dollars a Barrel and as India imports 80% of its crude oil needs, the economy went into a slowdown.

As many stocks of reputed Companies with good fundamentals fell down, smart investors rushed to buy Baahubali stocks. Now, even if Baahubali stocks are available cheap, they will definitely bounce back. You get them cheap or you can sell when stock markets regain their original glory.

Be Wise, Get Rich.

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